Workers compensation
is a kind of insurance available to employees injured on the job that provides replacement wages and covers most or all of the medical expenses in exchange for the employee’s rights to sue their employer. It can be a good way for employers to take care of their workforce in great times of need, and even provide essential support to employees after a traumatic experience.
Workers compensation benefits
, however, can change over time, which is why it’s so crucial for employees to be aware of the potential fluctuations in their benefits. As this year comes to an end and 2018 approaches, there are a few issues to especially watch out for.
Phantom Wages
If you’ve been disabled because of a workplace injury , don’t let malicious, money-hungry insurance companies mess with your post-injury wage earning capacity (PIWEC). People will find all kinds of clever ways to get out of paying you what you’re owed, including telling you you’re well enough to work another job. If you feel like you are unjustly being denied for benefits you deserve, get advice from a professional workers compensation attorney , today.
Cheaper Premiums or Cheaper Employers?
In only eight years we’ve seen a reduction in premium rates by almost 45% thanks to The Department of Licensing and Regulatory Affairs (LARA) , but who exactly is benefiting? Lower premiums in most cases leads to less coverage for you should you suffer a workplace accident . Don’t suffer because the large company you work for wanted to save a few extra bucks, contact a workers compensation attorney to see what kind of options are available to you.
The War on Legally Prescribed Drugs
As more laws are created to help make this country a safer and drug-free place for Americans to thrive, greedy insurance companies are taking advantage by denying necessary coverage and halting payments on all treatments that include the consumption of opioids. No one should ever be denied any lawfully prescribed medications. For help legally getting the medicine you need after a workplace accident , ask a workers compensation attorney , today.
At Harris Law , we’ve made it our mission to help you navigate the aftermath of your workplace accident by offering the highest quality of legal services and emotional support during your time of tragedy. If you or someone you know is having trouble receiving owed workers compensation benefits and is in need of a professional workers compensation attorney , call Harris Law today at 231.347.4444 or fill out the free consultation form in the sidebar to schedule your free personal consultation. Choose integrity. Choose Experience. Choose Justice. Choose Harris Law